CREDITS platform is a decentralized financial system for the direct interaction between participants on peertopeer (P2P) principles. The platform expands the potential of using financial services on the basis of a distributed ledger, selfexecuting smart contracts, and CREDITS cryptocurrency. The system is aimed to unite all participants on one site, providing them with a platform for creating and using financial services; where everyone can both offer a service and use it. Thanks to a welldefined and balanced technological system, the CREDITS platform offers a new technical solution and a new conceptual model of networking participants' interaction for the development of modern decentralized financial services.
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